FLORIDA PUBLIC ADJUSTERS

We Fight Insurance Companies to Get You Paid What You're Owed

If your property damage claim has been delayed, underpaid, or denied,

we step in to advocate for you, not the insurance company.

Serving Daytona Beach, Volusia County & Central Florida.

HP Adjustments, LLC | Florida Firm License #G259997

40+ Years Combined Experience
Locally Owned & Operated in Daytona Beach
We Work for You, Not the Insurance Company
Your Advocate

We Make Sure Your Claim Is Handled Fairly

When property damage happens, dealing with insurance companies can quickly become overwhelming. You’re left navigating complex policies, adjusters who work for the insurer, and a process designed to minimize what you receive.

At HP Adjustments, we represent you throughout the entire claims process, ensuring your damage is fully documented, your policy is correctly interpreted, and your settlement is fair.

Too often, insurance claims are undervalued. We make sure nothing gets missed.

Water Damage Claims

Water Damage Claims

We assist with pipe leaks, burst pipes, slab leaks, appliance failures, roof leaks, and storm-related water intrusion. Our team documents damage, prepares estimates, reviews coverage, and handles communication with your insurance carrier.

Hurricane & Storm Damage

Florida storms cause devastating property damage. We assist with wind and hurricane damage, roof damage and missing shingles, water intrusion after storms, and structural and exterior damage.

Hurricane Storm Damage
Fire Smoke Damage

Fire & Smoke Damage

Fire and smoke cause extensive visible and hidden damage. We assist with structural fire damage, smoke damage and odor issues, soot contamination, and secondary or hidden damage.

Roof Damage Claims

Your roof is your first line of defense. We assist with storm-related roof damage, wind and hail impact, leak-related issues, and provide full roof evaluations to document every detail.

Roof Damage Claims
Mold Damage Claims

Mold & Secondary Damage

Mold often results from unresolved water damage. We assist with mold from water damage, delayed or hidden damage, and secondary structural issues that insurance companies often overlook.

Why Choose Us

Why Homeowners Choose HP Adjustments

We Advocate for You

We represent you, not the insurance company. Your interests always come first.

Inside Claims Knowledge

We understand how claims are evaluated from the inside, giving you a strategic advantage.

We Find Hidden Damage

We identify damage that is often overlooked, ensuring nothing is left out of your claim.

We Handle Communication

We manage all communication with your insurer so you don’t have to.

Maximum Claim Outcome

We work to maximize your claim outcome so you receive what you’re owed.

About HP Adjustments

A Local Team That Fights for Local Families

HP Adjustments is a husband-and-wife public adjusting team based in Daytona Beach, serving Volusia County and Central Florida.

With over 40 years of combined experience, we’ve seen firsthand how often claims are undervalued or mishandled.

Our goal is simple, to make sure you’re treated fairly and your loss is properly represented.

Learn More About Us
Heather Pacheco - Public Adjuster Ryan Pacheco - Public Adjuster
Service Area

Proudly Serving

Daytona Beach Volusia County Central Florida

HP Adjustments

Licensed Florida Public Adjusters serving Daytona Beach, Volusia County, and Central Florida. We fight for policyholders, not insurance companies.

Company

About Us Contact FAQ

Contact

(386) 243-9530 heather@hpadjustments.com

Daytona Beach, FL

Heather Pacheco, Lic. #W604295
HP Adjustments, LLC, Firm Lic. #G259997

© 2026 HP Adjustments. All rights reserved. | Daytona Beach, FL