Hurricane & Storm Damage Claims
When the Storm Passes, the Real Fight Begins
Carriers lowball storm claims by blaming pre-existing wear, misapplying wind exclusions, and sending adjusters who spend 20 minutes on a property that takes hours to properly document. We find what they missed, challenge every exclusion, and fight for what your recovery actually costs.
Get a Free Claim Review
Damage Carriers Routinely Dispute
What We Handle
Roofing, siding, and soffit damage dismissed as pre-existing when the storm caused it
Interior water damage carriers exclude by misreading or misapplying your policy language
Missing layers, flashing failures, and decking damage not captured in the carrier's estimate
Full scope of impact damage carriers minimize with surface level inspections
Coverage policyholders are entitled to but often don't know to claim
Carriers applying the wrong deductible tier or misclassifying the storm event
How We Advocate For You
How We Help
We catalog every item the carrier's adjuster missed on the roof, in the structure, and throughout the interior.
Cost projections built on real contractor pricing, not insurance industry lowball figures.
We help navigate split policies and identify exactly what each carrier owes under your coverage.
We challenge misapplied exclusions line by line using your actual policy language, not the carrier's interpretation.
We negotiate directly with your insurance company. Our only obligation is to the policyholder.
We push back on carriers who minimize or reject legitimate storm damage claims with documentation and expertise.
Ready to Get Your Claim Reviewed?
Contact us today for a free consultation. We evaluate your property damage and help you get what you are entitled to from your insurance company.
(386) 243-9530Serving Daytona Beach, Volusia County & Central Florida
HP Adjustments
Licensed Florida Public Adjusters serving Daytona Beach, Volusia County, and Central Florida.
Contact
- (386) 243-9530
- heather@hpadjustments.com
- Daytona Beach, FL
- Heather Pacheco – Lic. #W604295
- HP Adjustments, LLC – Firm Lic. #G259997
HP Adjustments
Licensed Florida Public Adjusters serving Daytona Beach, Volusia County, and Central Florida. We fight for policyholders, not insurance companies.
Contact
(386) 243-9530 heather@hpadjustments.comDaytona Beach, FL
Heather Pacheco, Lic. #W604295
HP Adjustments, LLC, Firm Lic. #G259997
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