Roof Damage Claims
Your Carrier Sent a 20 Minute Adjuster. We Bring a Full Inspection.
Insurance companies dispute roof claims by attributing damage to age, calling it wear and tear, or sending adjusters who spend minutes on a roof that takes hours to properly evaluate. We document what the storm actually did and fight for a settlement based on the real scope of damage.
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Damage Carriers Dispute or Underscope
What We Handle
Granule loss, cracked tiles, and dented metal carriers dismiss as cosmetic rather than functional damage
Lifted shingles, ridge failures, and flashing displacement attributed to age rather than the storm
Below surface damage adjusters don't find in a quick walk, but we do
Membrane punctures, seam failures, and ponding damage carriers minimize on commercial style roofs
Peripheral damage that expands the full scope of the loss and carriers consistently leave out
Carriers pushing repair when matching, code, or damage scope warrants full replacement
How We Advocate For You
How We Help
We spend the time required to find everything the insurance adjuster skipped. Impact points, structural damage, all of it.
Repair and replacement pricing built on real contractor costs, not carrier shortcuts.
We document what the storm caused versus what was pre-existing, on your terms, with your evidence.
We identify whether your policy entitles you to replacement cost value vs. depreciated actual cash value.
Our job is to get you the full scope approved, not to protect the insurer's payout.
We challenge lowball offers and push back on unjustified denials with field documentation and expertise.
Ready to Get Your Claim Reviewed?
Contact us today for a free consultation. We evaluate your property damage and help you get what you are entitled to from your insurance company.
(386) 243-9530Serving Daytona Beach, Volusia County & Central Florida
HP Adjustments
Licensed Florida Public Adjusters serving Daytona Beach, Volusia County, and Central Florida. We fight for policyholders, not insurance companies.
Contact
(386) 243-9530 heather@hpadjustments.comDaytona Beach, FL
Heather Pacheco, Lic. #W604295
HP Adjustments, LLC, Firm Lic. #G259997
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